Are You Planning an Early Retirement?

Written By Christopher Swan, CFP®, MBA

Early retirement is a dream for many, but before you take the leap, it’s important to assess your financial position. Here are key factors to consider:

  1. Social Security Benefits: If you retire at 62, your benefits will be lower than at full retirement age. Use the Social Security Administration’s online calculator to estimate your benefits.

  2. Supplemental Income: Beyond Social Security, consider income from savings, 401(k)s, IRAs, or annuities.

  3. Living Expenses: Assess whether you can live comfortably on less, or if you’ll need to explore part-time work or relocation to lower-cost areas.

  4. Health Insurance: Investigate private health coverage before you become eligible for Medicare.

  5. Long-term Care: Plan for potential long-term care costs that aren’t fully covered by Medicare.

Christopher Swan, CFP®, MBA

In 2010, I started my career in financial services.

Making phone calls for independent advisors in Austin, TX, I quickly found myself drawn to the work.

By 2014, I was a licensed financial advisor, learning the ropes at firms like Edward Jones, Merrill Lynch, and Charles Schwab.

Over the years, I helped people at every stage of life:

Those just starting out.

Those at the end of their journey, focused on legacy.

And everyone in between.

Through it all, I prayed.

Prayed for God to guide me toward the most purposeful work I could do.

Eventually, it became clear—

My biggest impact would be helping people transition into retirement.

By creating secure, reliable plans, I could help people:

Feel confident.

Transition comfortably.

And focus on what matters most: faith, family, fitness, fun, and fulfillment.

That’s why I founded Retire With Swan.

We don’t just focus on numbers.

We focus on people.

To make the retirement transition easier, faster, and more transformational,

I crafted the Swan Song System and GRACE Framework.

These systems simplify the complexities of retirement planning.

They help you clarify your goals, protect your income, and build a roadmap to peace of mind.

If you’re planning your transition into retirement, I’d love to help.

And remember:

It’s never too late—or too early—to better plan your exit.

https://www.retirewithswan.com
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