Retire Blessed,
Not Stressed.
For Texas families within five years of retirement — we turn decades of saving into a clear retirement paycheck, coordinating Social Security, tax-smart withdrawals, and investment guardrails.
Even disciplined savers face
deep uncertainty at the finish line.
The questions that get louder as retirement gets closer.
No pension. More volatility. Longer lifespans. Bigger decisions. Fewer do-overs.
The Social Security Decision
What if I choose wrong — and lock in less income for the rest of my life?
The Spending Question
How much can we safely spend without jeopardizing our future?
The Market Timing Trap
What happens if the market drops right after we retire?
The Tax Burden
Are we missing strategies that could save thousands over the next 30 years?
The Rising-Cost Reality
What if healthcare or inflation eats away at our nest egg?
The Longevity Unknown
Will our money last as long as we do?
You don't need more opinions.
You need a clear path forward.
My role is to replace fear with clarity, guesswork with guardrails, and uncertainty with a plan that honors your faith, your family, and your future.
From uncertainty to confidence.
A proven, four-step process that turns retirement complexity into a plan you can follow.
Consolidate
Every account, asset, and decision — brought into one clear picture.
Solve with G.R.A.C.E.
Income gaps, tax traps, market risks — identified and fixed through five proven pillars.
Execute
Income, investments, insurance, and timing — managed with one steady hand.
Monitor
We track, adjust, and keep you accountable. Your plan stays alive.
Every plan we build is anchored by five pillars — ensuring nothing is overlooked.
Guaranteed Income
Social Security optimization, pensions, and income annuities that cover your "Daily Bread" expenses for life.
Reserves & Insurance
Cash reserves, emergency funds, long-term care, and life insurance for the unexpected.
Asset Growth
Custom portfolios with dynamic guardrails — built to grow while protecting against downturns.
Comprehensive Tax Planning
Every withdrawal, conversion, and trade is tax-modeled before we act.
Estate & Legacy
Structured plans that protect your family and ensure a meaningful legacy.
Christopher Swan
I started my career making phone calls for a pair of independent advisors in Austin. Over 15 years, I trained with Edward Jones, Merrill Lynch, and Schwab — but I kept meeting families nearing retirement who hadn't planned effectively.
That's why I built Retire With Swan. Not for the ultra-wealthy — for the teachers, nurses, first responders, and faithful families across North Texas who've done everything right and just need a plan they can trust.
Read the full storyChris has gone above and beyond to help me understand and manage my finances. He is very kind, personable and knowledgeable — I don't know where I would be without him.
Thanks to Chris's expertise and dedication, we now have a tailored financial plan that has put us firmly on track to achieve our long-term goals.
He took the time to understand my unique financial situation and provided personalized recommendations that have greatly improved my financial outlook.
Retire With Swan has not provided compensation for these testimonials. Selected from client feedback. No known conflicts of interest.
See where you stand — in five minutes.
Select the scenario that sounds like you. Our free assessment evaluates your readiness across financial, identity, and purpose dimensions.
"I'm within 5 years of retirement and not sure I have enough."
You've saved — but you don't have a clear income plan, and the uncertainty is growing.
Take the Assessment →"I'm a Texas teacher trying to understand TRS + Social Security."
You've heard about WEP and GPO but aren't sure how they affect your retirement income.
Take the Assessment →"We've saved, but don't have a plan for turning savings into income."
The accumulation phase worked. Now you need a distribution strategy you can follow.
Take the Assessment →You were never meant
to retire aimlessly.
Your work, wisdom, and wealth are stewardship. Let's build a plan that helps you live generously, lead your family well, and finish faithfully.
Request a Swan Fit Call →15 minutes · No pressure · We'll tell you if we're a fit.