A Roadmap to Retirement

Written By Christopher Swan, CFP®, MBA

Retirement is the destination after years of hard work, but achieving a comfortable lifestyle requires careful planning. Here’s a guide to mapping out your path to financial security:

  1. Determine Your Goals: What does your ideal retirement look like? Consider lifestyle changes, hobbies, and travel plans.

  2. Estimate Costs: Plan for 70-80% of your pre-retirement income, adjusting for inflation and additional expenses.

  3. Save Early and Diversify: Start saving 10-20% of your income, depending on your age, and take advantage of employer-sponsored 401(k) plans.

  4. Prepare for Health Costs: Consider Medigap or long-term care insurance to cover potential medical expenses.

Even in retirement, keep reviewing your financial plan with a focus on generating income and minimizing taxes.

Christopher Swan, CFP®, MBA

In 2010, I started my career in financial services.

Making phone calls for independent advisors in Austin, TX, I quickly found myself drawn to the work.

By 2014, I was a licensed financial advisor, learning the ropes at firms like Edward Jones, Merrill Lynch, and Charles Schwab.

Over the years, I helped people at every stage of life:

Those just starting out.

Those at the end of their journey, focused on legacy.

And everyone in between.

Through it all, I prayed.

Prayed for God to guide me toward the most purposeful work I could do.

Eventually, it became clear—

My biggest impact would be helping people transition into retirement.

By creating secure, reliable plans, I could help people:

Feel confident.

Transition comfortably.

And focus on what matters most: faith, family, fitness, fun, and fulfillment.

That’s why I founded Retire With Swan.

We don’t just focus on numbers.

We focus on people.

To make the retirement transition easier, faster, and more transformational,

I crafted the Swan Song System and GRACE Framework.

These systems simplify the complexities of retirement planning.

They help you clarify your goals, protect your income, and build a roadmap to peace of mind.

If you’re planning your transition into retirement, I’d love to help.

And remember:

It’s never too late—or too early—to better plan your exit.

https://www.retirewithswan.com
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